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Outsourced Finance · Built for UK SMEs

Your complete
finance
department.
For less.

Canmore replaces the need to build an in-house finance team — giving growing UK businesses bookkeeping, reporting, VAT, payroll and KPI dashboards at a fraction of the cost.

40+ years combined finance experience
All sectors, start-ups to listed
canmore.group/client/may-2026
Canmore
May 2026 Finance Pack
✓ Delivered
Revenue
£0
+14% vs April ↑
Gross Profit
£0
42% margin ↑
Cash Position
£0
+3 months runway
Debtors
£0
2 overdue — chased
Completed this month
Bookkeeping & reconciliations
VAT return filed
Payroll processed
Management accounts with commentary
Cashflow forecast updated
£0k
typical annual saving
12
finance services covered end to end
Fixed
monthly retainer — no hourly rates
2 weeks
to full onboarding
40+
years combined finance experience
The smarter choice

An in-house team costs more than you think.

Most SMEs either overspend on an in-house function they don't fully utilise, or underspend on basic compliance that leaves them flying blind. Canmore gives you both for less.

Two-person finance team

Two employees.
Still not enough.

  • Bookkeeper at ~£32k + Finance Manager at ~£55k = £87k salaries alone
  • Add NI, pension, recruitment, equipment and management time on top
  • Still gaps in capability — no CFO-level insight, no dashboards
  • Two points of failure — sickness, holidays, resignations double
~£8,000–£9,000 / month all-in
The Canmore way

A full function.
A fraction of the cost.

  • Complete finance function — bookkeeping to board-level reporting
  • A team of specialists — no single point of failure
  • Management accounts, KPI dashboards and cashflow included
  • Scales with your business — no new headcount ever needed
~£4,000 / month Illustrative example — pricing tailored to your business
What's included

Everything your finance
function needs.

Start the conversation →

Bookkeeping & Reconciliations

Accurate ledger, daily bank reconciliation. Every transaction coded, nothing left unmatched.

Management Accounts

Monthly close with variance commentary and board-ready numbers your team can act on.

KPI Dashboards & Reporting

Clear dashboards showing the metrics that matter most, updated every month.

VAT Returns

Every return prepared accurately and filed on time. No penalties, no missed deadlines.

Payroll Management

Payroll run accurately each period for your full team, with RTI submissions handled.

Cashflow & Forecasting

13-week rolling cashflow and annual budget planning. Always know your position.

Accounts Payable

Invoices processed and suppliers paid on schedule. Your payables managed end to end.

Accounts Receivable

Debtors chased, cash collected, credit control managed. No more chasing invoices yourself.

Budgeting & Planning

Annual budgets and scenario planning built with you, tracked against actuals monthly.

Companies House

Confirmation statements and annual accounts filed accurately and on time, every year.

Supplier Management

Supplier relationships, payment terms and communications handled professionally.

Finance Admin

Expenses, journals, bank feeds and document management — all handled without prompting.

The process

Up and running in two weeks.

Structured onboarding, fast transitions, no disruption. We take over and you barely notice the handover.

1

We learn your business

We audit your setup — Xero configuration, chart of accounts, supplier relationships, payroll, reporting requirements and financial calendar.

2

We take over the day-to-day

Your finance function runs. Transactions processed, reconciliations done, deadlines met. You stay informed without being in the detail.

3

You get visibility, not spreadsheets

Monthly management accounts, KPI dashboards and cashflow reports delivered on time. Data that drives decisions — not just compliance.

Who we work with

Built for businesses at a turning point.

When finance starts holding the business back, that's the moment Canmore makes sense.

Growing businesses
£500k – £5m
Typically 5 – 25 employees
  • Founder still managing finance personally
  • Approaching the first finance hire decision
  • Admin overhead becoming unmanageable
  • Poor visibility of cash position and KPIs
Established SMEs
£5m – £20m
Typically 25 – 100 employees
  • Outgrown ad-hoc or junior-only arrangements
  • Need a proper finance function without building in-house
  • Want better reporting and financial controls
  • Looking to replace or professionalise a small team
40+ years combined experience
Our team has run finance functions across businesses of every size — from early-stage start-ups to publicly listed companies. We know what good looks like, and we bring that to every client.
FAQ

Common questions.

How does Canmore differ from a traditional accountant?
Traditional accountants focus on year-end compliance. Canmore runs your entire finance function month-to-month — bookkeeping, payroll, management accounts, cashflow and KPI reporting — giving you an outsourced finance department, not just a tax return.
What accounting software do you use?
We work exclusively on Xero. New clients need to be on Xero or willing to migrate — this ensures consistent quality, accurate reporting and fully integrated workflows across every client we work with.
How quickly can you onboard our business?
Most clients are fully onboarded within two weeks. We run a structured onboarding process covering your chart of accounts, existing data, supplier lists, payroll setup and reporting preferences before taking over the day-to-day.
What size businesses do you work with?
We work with UK businesses turning over £500k to £20m. Our model works best for founder-led businesses approaching their first finance hire, and for established SMEs wanting to replace or professionalise a small in-house function.
How does your pricing work?
We charge a fixed monthly retainer based on the scope of services and the complexity of your business. No hourly rates, no surprise invoices. Pricing is tailored to your requirements — get in touch and we'll provide a clear proposal.
Do you work with businesses outside London?
Yes — we work with UK businesses nationally. Our service is fully remote-first, with structured communication and reporting processes that work wherever your business is based.
Get started

Ready to hand over
your finance function?

Tell us about your business. We'll come back within one working day.